Flood Insurance

Do you need flood insurance?  Maybe you know you do.  Maybe you do, but don’t know it.

Did you know that floods are the #1 natural disaster and about 25% of flood insurance claims come from areas outside of high-risk zones? [This is according to the National Flood Insurance Program.  The NFIP is managed by the Federal Emergency Management Agency (FEMA)]

Did you know that most homeowner policies do not cover flood and other water related damages? 

There is a standard 30-day waiting period before most flood policies can become effective. So the time to discuss your flood insurance needs is now, well before the storm or disaster.

Our agents can provide you with more information on your flood insurance options and the NFIP.