Personal Umbrella

Umbrella insurance is a form of liability insurance that supplements your basic liability policies, such as your auto or home insurance. An umbrella liability policy covers a much higher limit and kicks in on top of auto or home insurance, giving you extra liability coverage up to the umbrella policy limit. Bottom of Form

The main purpose of your umbrella policy is to protect your assets from an unforeseen event, such as a tragic accident in which you are held responsible for damages or bodily injuries.